Conveyancing

For many people, a property purchase is by far the largest financial commitment of their lives and there is no doubt that moving home can be a stressful experience. One of the most important factors in the success of your sale or purchase is having the right Solicitor.

Here at Brett Holt Solicitors we act for a wide range of clients. From those taking their first step on the property ladder or moving house, to individuals buying and selling high value property, and seasoned buyers building or selling their property portfolio. Our aim is to provide each client with a personal and accessible service. We are with you every step of the way, from pre-contract right through to completion. Our Residential Property Conveyancing Team is equipped to ensure the purchase, sale or transfer of your home runs as smoothly as possible. You can relax safe in the knowledge that all the legal details are taken care of.

At Brett Holt Solicitors we make buying and selling property straightforward. We’ll keep the process on track, giving you clear timescales, eliminating delays and keeping you posted at every step. It means you’ll always know what stage the process is at and won’t have to chase for updates. Our conveyancing fees are easy to understand and cover any necessary legal checks and searches.

We will ensure that all your property documentation is checked and explained thoroughly, we can liaise with your lender, estate agent and other parties to ensure that there is always clear and prompt communication between everyone. We try to keep formality to a minimum and avoid technical jargon wherever possible.

When you first contact us we will provide you with an all-inclusive estimate of our charges for your transaction. The estimate will cover all stages of the transaction. We will not add on any extras for matters which are clearly part of the transaction identifiable at the outset.

Some examples of our charges are as follows:

Purchase of freehold property at a price of £500,000

Our fees

Our legal fee 1,600.00

VAT 330.00

Bank transfer fee 35.00

VAT 7.00

Total Charges £1,972.00

Other Expenses

Anti-Money Laundering fee 6.00

VAT 1.20

Search Fees 400.00

Stamp Duty 10,000.00*

Land Registry Fee 150.00

Total Expenses £10557.20

Total Cost £12,529.20

Purchase of a Leasehold Property at a price of £360,000

Our fees

Our legal fee 1,800.00

VAT 390.00

Bank transfer fee 35.00

VAT 7.00

Total Charges £2,232.00

Other Expenses

Anti-Money Laundering fee 6.00

VAT 1.20

Search Fees 400.00

Stamp Duty 3000.00*

Land Registry Fee 150.00

Total Expenses £3557.20

Total Cost £5,572.80

*In these examples Stamp Duty has been calculated based on the purchasers being first time buyers.                                                       

The work covered in connection with a purchase includes

(a)     investigating the title to the property, to include:

(i) carrying out all appropriate searches with respect to title and local government information for the property (some searches are required if you are getting a mortgage);

(ii) reviewing replies given by the seller to pre-contract enquiries.

(iii) asking any additional questions that appear necessary

(b)     negotiating a purchase contract;

(c)     negotiating a transfer document;

(d)     responding to your reasonable enquiries concerning the progress of the transaction

(e)     advising you in respect of your mortgage offer; liaising with your lender if necessary.

(f)      preparing a report on title;

(g)     proceeding to exchange of contracts and then completion of the purchase;

(h)     transferring funds by telegraphic transfer to the seller’s solicitors and for relevant taxes;

(i)      calculating stamp duty land tax (SDLT) on the purchase and preparing and submitting to HM Revenue & Customs the appropriate SDLT forms; and

(j)      registering the purchase and the mortgage at the Land Registry.

Buying at auction

Buying property at auction can be an exciting experience and is often a great way to get a good deal. However, it can also be a step into the unknown - particularly if it’s your first time. By talking to a legal expert before buying at auction you can approach the process with confidence and avoid costly mistakes.

Our experienced Solicitors at Brett Holt Solicitors can advise you on all the important aspects to consider before bidding at auction, helping to ensure that any property you do bid on will be a sound investment. We can also take care of all the legal practicalities of the transaction to include checking property ownership, reviewing tile documentation and searches before you bid and then dealing with the post auction completion formalities and registering your ownership at the Land Registry . Our friendly and knowledgeable property auction solicitors will give you all the guidance you need to be able to enter the purchase with confidence.

With our help, buying a property at auction can be very rewarding and a great investment for your future. Call us today on 020 8337 0174 to speak to a specialist Solicitor.

Investment and buy to let properties

More and more people are enjoying the rewards of investing in property. And buying-to-let is a great way to ensure a regular income and a strong return on your investment. The key to successful property investment is to do your homework and seek expert legal advice before investing. For many years we have dealt with both companies and individuals. Some are just starting to build their portfolios while others are seasoned investors.

At Brett Holt Solicitors we can help you with every stage of the property investment journey from choosing the right property to finding suitable tenants. We’ll also take care of all the legal aspects from arranging searches and surveys to drafting a tenancy agreement. When buying-to-let there are different legal requirements to buying your own home and so it’s always worth speaking with a solicitor that has expert knowledge in this field.

Our property solicitors provide friendly, common-sense advice for all aspects of property investment and are experts in landlord and tenant law. We’ll explain what rights you have as a landlord and help you understand the responsibilities you have to your tenants. For first-time landlords, our advice is invaluable, providing the peace of mind that everything is in place and legally sound.

For advice about investment and buy to let properties, call one of our team today on
020 8337 0174. We offer a free, initial over-the-phone chat, so you can find out about the process, timescales and costs with no obligations.

Transfer of title

Are you looking to transfer the ownership of a property from one person to another? Although this is a fairly straightforward process, it’s important that it is completed correctly to ensure everything progresses smoothly and to avoid unexpected problems in the future.

Our expert team of property Solicitors can help with every stage of a transfer of title, providing the support to complete your transfer efficiently and correctly. We’ll contact the Land Registry on your behalf and ensure that all the necessary documentation is completed properly. We will also explain any factors that may arise from the transfer - giving you the peace of mind that all the legal details have been covered correctly.

We’ll keep you informed throughout every stage to help ensure that your transfer process is swift and straightforward. So if you’d like to chat with our experts about a transfer of title, call us today on 020 8337 0174.

Re-Mortgaging

As a homeowner, at some point you may wish to consider re-mortgaging. For many homeowners this is now a regular event and usually occurs every 2-5 years. This maybe to take advantage of a better mortgage deal with changes in interest rates, or to release money from your property. With different mortgage providers offering bespoke deals, you may wish to consider changing to a new lender and need help and advice with this.

At Brett Holt we make re-mortgaging as quick and simple as possible. We’ll guide you through the process, taking care of any paperwork and legal checks. .

Our friendly Solicitors are experts in all areas of property law, we try to keep formality to a minimum and avoid technical jargon wherever possible. We provide you with all the support and information you need, giving you the confidence that you’re making the right decisions at every stage.

With our free initial telephone conversation and no hidden costs policy, finding out more about your re-mortgaging options is straightforward. Call us today on
020 8337 0174 to arrange a chat with one of our experts today.